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Terms of use
These terms govern your use of this website. By using the site you accept them.
1. Who operates this site
2. The nature of the information
This site is an editorial publication. Everything on it is general information about processes and options.
- It is not legal, financial or regulatory advice, and must not be relied on as such.
- It does not take account of your individual circumstances.
- It does not create any adviser or client relationship between you and us.
For advice on your situation, consult a suitably qualified professional.
3. What we are not
We are not a claims management company, a law firm, a lender or a regulator. We do not assess, submit, manage or sell claims, and we do not act on anyone's behalf.
4. Time-sensitive information
Deadlines, scheme rules and regulatory positions in this area change frequently, sometimes at short notice. Each page shows when it was last reviewed. Always confirm the current position with the relevant regulator, ombudsman or business before acting.
5. Third-party organisations and links
Where we mention a regulator, ombudsman or other organisation, we do so for information. We are not responsible for the content, accuracy or availability of external sites, and a mention is not an endorsement.
6. No recommendation of firms
We do not recommend individual claims companies, law firms or financial providers, and we do not accept payment for favourable coverage. Any commercial arrangements are disclosed on the about page.
7. Acceptable use
You may read, print and share our pages for personal, non-commercial use with attribution. You may not republish substantial parts commercially, present our content as your own, use it to promote a claims service, or attempt to disrupt the site.
8. Intellectual property
The content and design of this site are owned by the operator or its licensors, except where third-party material is identified.
9. Availability
We aim to keep the site available but do not guarantee uninterrupted access, and we may change or remove content at any time.
10. Liability
11. Governing law
12. Changes to these terms
We may update these terms. The version and review date at the top will change when we do, and continued use of the site means you accept the current version.
13. Contact
Questions about these terms can be sent through the contact page.